HDFC Personal Loan EMI Calculator

Looking to apply for a personal loan from HDFC Bank? Use our free and accurate HDFC Personal Loan EMI Calculator to get instant estimates of your monthly EMI, total interest, and repayment schedule. Whether you're planning for a wedding, travel, home renovation, or emergency needs, this tool helps you budget effectively and make informed financial decisions.

What is an EMI?

EMI (Equated Monthly Installment) is the fixed monthly amount you pay to your bank until the loan is fully repaid. It includes both principal and interest portions. Our calculator uses your loan amount, interest rate, and tenure to compute the EMI.

Benefits of Using Our EMI Calculator

• Instant & accurate EMI results
• Compare different tenures and interest rates
• Plan your monthly budget smartly
• Transparent fee insights

How HDFC Loan Charges Work

HDFC typically charges a processing fee of up to 2.5% of the loan amount (minimum ₹1,999 and maximum ₹6,500). This is factored into the total payment shown below. Interest rates may vary based on your credit score, income, and loan amount.

Disclaimer: This tool provides approximate values. Actual EMI and charges may vary. Please consult HDFC Bank for final loan terms.